Michael J. Clain


New York, NY
156 West 56th Street
New York, NY 10019
P 212.237.1035 P 212.237.1035 | F 212.262.1215


Michael focuses on the structuring, negotiation, and documentation of a variety of credit products, including broadly syndicated corporate loans, asset-based loans, cash flow loans, trade and supply-chain finance, the purchase and sale of individual loans and loan portfolios, and the workout of troubled assets. His clients include money-center and regional banks, foreign banks, investment funds and finance companies.

Representative Transactions

  • $80 million senior secured revolving credit facility to the US subsidiaries of a foreign apparel manufacturer.
  • $45 million senior secured revolving credit facility to an importer and distributor of chemicals and its European subsidiaries.
  • $15 million senior secured credit facility to a sponsor-backed graphics and communications company.
Senior Secured C&I
  • $80 million term loan to the owner/operator of aircraft simulators.
  • $60 million line of credit to a large retailer of electronic equipment.
  • $42 million term loan to a sponsor-backed metal recycler.
  • $25 million term loan and revolving credit facility to a leading manufacturer of specialized components for the auto industry.
Energy Efficiency and Green Energy
  • $50 million committed line to purchase portfolios of on-bill pay energy efficiency loans made by a utility to commercial and governmental customers.
  • $30 million senior secured term loan to an investment firm that builds, operates and manages energy and transportation projects that support decarbonization, to finance five renewable energy projects.
  • $22.5 million senior secured revolving credit facility to a 501(c)(3) special purpose entity to fund its residential energy efficiency financing and renewable loan program.
  • $7.5 million senior secured term loan to a financing vehicle, serviced by cash flows from a pool of unsecured home energy efficiency loans.
Social Impact Lending
  • $11.75 million senior secured term loan and revolver to an operator of substance abuse treatment programs for low income individuals with opioid use disorders.
  • $7 million senior secured revolver to support the acquisition by a financial sponsor of a provider of residential and educational services for individuals with intellectual and developmental disabilities.
  • $3 million senior secured revolver to a sponsor-backed provider of home care services.


Memberships & Professional Affiliations

  • American Bar Association (Member of the Business Law and International Law Sections)
  • Herman Goldman Foundation (Director)
  • Pelham Civic Association (Director)
  • Village of Pelham, New York (Former Mayor)


  • SuperLawyers New York Metro 2015 to 2023 - Banking
  • SuperLawyers New York Metro 2014 - Banking, International and Securities & Corporate Finance

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